Why Rent-To-Own is a viable option, and what makes you a good candidate?
We firmly believe that all Canadians deserve a place they can call home. Our main goal here at Calgary Rent To Buy is to transform current renters into future homeowners through our unique and customizable Rent to Own Programs. Entering into a R2O (Rent to own or lease option) can be a great option if you’re not financially ready to buy a home yourself through a traditional mortgage. The structure of the program is the tenant buyer enters into a lease agreement with an exclusive option to purchase the property within a specified time period and at a specified price.
We realize that every family has a different combination of assets, limitations and dreams. Our job at Calgary Rent To Buy is to understand your unique needs, so we can formulate the perfect Rent to Own program for you. We have evaluated the merits of various Rent to Own concepts and decided to implement and adopt only the most valuable. You will not be trying out something new and unproven. Instead, you will have your chance to become a homeowner. That is our pledge to you!
Our customized Rent to Own program will take care of the whole process from assessing your needs, finding you a home, fixing your credit, saving for a down payment and purchasing your own home. Our Rent to Own program will walk you through this process from A to Z.
What are the benefits to the tenant buyer?
-Time to save in their down payment over the length of the option period(usually 2-4 years)
-Time to repair their credit issues, or build their credit if needed.
- The purchase price is guaranteed at the beginning of the Lease term.
-Find the home you want- once you are pre-qualified, choose from any home available for sale (private or on the MLS®).This option is available to applicants that have a minimum of 5% of the final sale price. Those applicants that have a minimum of $5,000 down will have the option of choosing homes available within our network in the area that they wish to move into.
-Professional advice and assistance- You will be guided through the entire process by a team of real estate & mortgage professionals. Our pre-approval process gives you the confidence to know what you can safely afford.
So stop worrying about your financial situation or your credit score! After all, we at Calgary Rent To Buy are here to help you make the right decisions. This program gives you the ability to move into your future home and enjoy it, while saving for a down payment or repairing bruised credit.
• You lock in your future purchase price today
• You are protected from a fluctuating market
• Any upgrades you make to the home increase your future equity
• You have the opportunity to exercise your option to purchase at any time during your term
• You are under no obligation to purchase the home at the end of your lease
• You have the ability to make any cosmetic changes, that you wouldn’t be allowed to implement in a standard rental housing unit
• You choose your own home(Determined at pre-approval stage)
• You are not limited to purchasing a single-family home; you can purchase a multi-family unit if you are looking for extra income
Peace of Mind
• Live in your future home today
• Have professionals assist and guide you every step of the way (this will help prevent costly mishaps)
• Experience home ownership before purchasing your home
• If you are new immigrant, we will help you establish your credit
• If you went through a divorce, we will show you how to rebuild your credit
• If you went through a bankruptcy, we will show you how to restore your credit
• If you are a new graduate fresh out of school, we will help establish your credit
• If you are Self-employed, we will show you how to temporarily modify your tax reporting to reflect the required earnings.
• If you are like most people and have credit glitches, we will help you correct those issues and improve your credit rating.
If you can identify with any of the above points, you deserve to give yourself the opportunity to let us at Calgary Rent To Buy help you attain your dream of Home Ownership!!
What are you waiting for?
Please visit www.calgaryrenttobuy.com to fill out the no obligation, online application form.
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